Thinking About Buying? January Has Its Advantages.

Why January Might Be a Smart Time to Buy a Home

January 01, 2026•2 min read

Why January Might Be a Smart Time to Buy a Home

Many buyers assume spring is the best time to purchase a home — but new data suggests January may actually offer some real advantages, especially for budget-conscious buyers.

Here’s why this quieter season deserves a closer look.

Lower Prices Are Common in January

According to LendingTree, January is historically the least expensive month to buy a home. With fewer buyers actively shopping, prices tend to be lower than in the busy spring months when demand peaks.

In fact, data from the most recent full year shows buyers who closed in January paid around $23,000 less on a typical 1,500-square-foot home compared to those who bought in May. While individual savings vary, the trend is consistent and meaningful.

“Homebuyers touring a house in winter with less competition and motivated sellers”

Less Competition, More Negotiating Power

Winter is one of the slowest times of year for real estate — and that can work in a buyer’s favor. Fewer buyers often means:

Less competition
Fewer bidding wars
Sellers who are more open to negotiation

As Realtor.com notes, reduced competition can give buyers more leverage to negotiate concessions like closing cost credits, repairs, or flexible timelines — savings that can quickly add up.

Should You Wait Until Spring?

Waiting until spring often means higher prices and more competition. Buying in January can offer a calmer experience with potential savings, less pressure, and motivated sellers.

Bottom Line

If you’ve been thinking about buying, winter may offer more opportunity than you expect. January buyers often benefit from lower competition and better negotiating conditions.

Curious what buying in January could look like for you? Let’s review your options and the homes currently available in Anne Arundel and Prince George’s Counties.

Content Credit:
Adapted from insights by Keeping Current Matters, Inc.

The information contained in this article is for general informational purposes only and is not intended as investment advice. Buyers should conduct their own research and consult appropriate professionals before making real estate decisions.

Heather Taylor, GRI

I’m Heather Taylor, a Realtor® with RE/MAX One in Annapolis, Maryland, proudly serving buyers and sellers throughout Anne Arundel and Prince George’s Counties — including Annapolis, Crofton, Gambrills, Odenton, Davidsonville, Crownsville, Severn, Severna Park, Glen Burnie, Pasadena, Bowie, and beyond. Real estate is one of my greatest passions, and I dedicate the time, energy, and focus needed to ensure my clients always feel supported. My goal is to make every transaction as smooth and stress-free as possible while helping you achieve your real estate dreams. My clients know me for my calm, responsive guidance, deep local knowledge, and the personalized care I bring to every step of the process. Whether you’re relocating, downsizing, or making room to grow, I provide strategic, high-touch support tailored to your unique goals — never a one-size-fits-all approach. Relocation Downsizing with ease and confidence Upsizing and move-up strategies for growing families

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